Harp Refinance Program in MN, WI, and SD

HARP Refinance in MN, WI, and SD



HARP (the Home Affordable Refinance Program) for MN, SD, and WI Residents

Many people have been unable to refinance to tody's lower interest rates because the value of your home has declined. With HARP, you may be eligible to refinance regardless of how much value your home has lost. You can actually own MORE than the home is worth and still potentially qualify. Many times, you may qualify for refinancing without an appraisal.

Low closing costs and the possibility of a no appraisal refinance make HARP loans very appealing. 

Review the following HARP eligibility questions to see if the HARP program suits you. 

Eligibility Questions:

  1. Is your current mortgage owned or guaranteed by Fannie Mae or Freddie Mac? (The bank you pay your mortgage payment to is the servicer of your loan, but it is still possible that Fannie Mae or Freddie Mac is the actual owner your mortgage)
  2. Was your current mortgage closed on or before May 31, 2009?
  3. Are you current on your mortgage payments?
  4. Do you have a good mortgage payment history in the past 12 months?


Call Cambria Mortgage, St Paul, MN If you answered YES to all of the questions above, you may qualify for a HARP refinance.  Interest rates and closing costs on HARP loans can vary significantly so it is important to shop around for the best mortgage rate and closing cost.

Our licensed Loan officers are available to answer all of your questions and guide you through the process of getting a low closing cost HARP refinance with a great new lower interest rate.  If you live in Minneapolis, St Paul, Madison, Milwaukee, Pierre, Aberdeen, or anywhere throughout Minnesota, South Dakota, and Wisconsin, and a low closing costs and low interest rates are important to you, call us today!