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Everything You Need to Navigate Your Home Loan Journey

Whether you're just starting to explore homeownership or you're ready to apply, our free resources will help you understand the mortgage process, calculate costs, and make confident decisions.

Quick Tools

Interactive calculators and instant resources

Educational Resources

Learn about the mortgage process

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First-Time Buyer's Guide

Complete step-by-step guide to buying your first home, from pre-approval to closing.

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Frequently Asked Questions

Get answers to the most common questions about mortgages, rates, and the home buying process.

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Mortgage Blog

Expert tips, market updates, and advice from Joe Metzler on all things mortgage-related.

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Mortgage Glossary

Understand mortgage terms and jargon with our comprehensive glossary of industry terminology.

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Refinancing Guide

Learn when and how to refinance, calculate potential savings, and understand your options.

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Document Checklist

Downloadable checklist of all documents you'll need for your mortgage application.

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State-Specific Information

Resources tailored to your state

🏔 Colorado

Colorado mortgage programs, grants, and local market information.

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🌴 Florida

Florida homebuying programs and market-specific guidance.

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🌽 Iowa

Iowa Finance Authority programs and rural loan options.

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⭐ Minnesota

Minnesota Housing programs, tax benefits, and local expertise.

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🌾 North Dakota

ND Housing Finance programs and rural development loans.

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🦌 South Dakota

SD Housing Authority programs and VA loan information.

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🧀 Wisconsin

Wisconsin Housing and Economic Development programs.

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Video Library

Watch and learn from Joe Metzler

Mortgage Basics Video

Mortgage Basics Explained

Understanding the fundamentals of home loans (8:32)

Pre-Approval Process

The Pre-Approval Process

What to expect when getting pre-approved (6:15)

First Time Buyer Tips

First-Time Buyer Tips

Essential advice for first-time home buyers (10:22)

Free Downloads

Guides and checklists you can save

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Home Buying Timeline

Step-by-step timeline from search to closing

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Document Checklist

Complete list of required loan documents

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Closing Cost Worksheet

Estimate your closing costs and cash needed

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Credit Improvement Guide

Tips to boost your credit score before applying

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Still Have Questions?

Can't find what you're looking for? Joe Metzler is here to help.