Get pre-approved in 24 hours. Competitive rates. Expert local guidance from Joe Metzler.
Local expertise. National lender network. Best rates guaranteed.
First-time buyer or moving up? We'll find the perfect loan for your dream home.
Lower your rate, shorten your term, or tap into your home's equity.
Financing for luxury homes and high-value properties in the Twin Cities.
Estimate your monthly payment
*Estimate only. Does not include taxes, insurance, or HOA fees.
Start your mortgage application online. Secure, fast, and easy.
Or call Joe directly: (651) 552-3681
Real reviews from real homeowners
"Joe made our first home purchase so easy! He explained everything clearly and got us an amazing rate. Closed in 3 weeks!"
"Refinanced with Joe and saved $400/month. He was responsive, professional, and made the process painless. Highly recommend!"
"True local expert. Joe knew the Saint Paul market inside and out. Got us pre-approved same day and we beat out other offers."
For over 25 years, Joe Metzler has been helping families across seven states achieve their homeownership dreams.
As an independent mortgage broker with Cambria Mortgage, we work for YOU—not the bank. We compare rates from over 50 lenders to find the perfect loan for your unique situation.
Joe Metzler
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Let's discuss your home financing options
(651) 552-3681
Mon-Fri 8am-6pm, Sat 9am-2pmJoe.Metzler@
CambriaMortgage.com
Free, No Obligation
Secure online application1549 Livingston Ave
Suite 105
St Paul, MN 55118